Conditional Cash Transfer


Waseela-e-Taleem (WeT) is a co-responsibility or conditional cash transfer program that was developed by BISP in consultation with program stakeholders. WeT provides financial assistance to support the primary education of 4 to 12 year old children of BISP beneficiary families to ensure their enrolments and retention in school. Each beneficiary child who registers for the program receives a cash transfer of PKR 750 per quarter upon meeting the admission verification in first quarter, and attendance requirement of 70% in subsequent quarters till completion of the primary education. The objectives of the program are as follows: 
•    To create long term sustainable awareness on the importance of primary education among BISP beneficiary families;
•    To increase enrolment of children in schools for primary education;
•    To improve school attendance by the children; and
•    To decrease school dropout rates.
In doing so, the program contributes towards three of the United Nations sustainable Development Goals (SDG) which are as follows:
•    SDG 1: End poverty in all its form
•    SDG 4: Ensure inclusive and equitable quality education and promotion of lifelong learning opportunity
•    SDG 5: Achieve gender equality and empower all women and girls
The main stakeholders involved in the execution of the program are:
•    BISP Headquarters and Tehsil Offices in the implementing districts
•    Provincial Education Departments and Schools
•    Implementation Partner Firms (IPFs)
BISP serves as the main coordinating authority of the program, and the program is implemented in close coordination with Provincial and District Education Departments and Authorities through IPFs that have been hired by DFID Pakistan. IPFs undertake all field related activities that include beneficiary mapping, micro and macro supply capacity assessment of schools, social mobilization, enrollment and registration and attendance collection in all WeT districts.
WeT program was launched in five pilot districts in collaboration with education departments of provinces and regions in November 2012. It was extended to 27 new districts in January 2015, and to 18 districts in February 2018 across Pakistan. The program is currently implemented in 50 districts across the country. Following are the key design components of WeT:
Supply Capacity Assessment
Prior to initiating the registration process of the WeT, a Supply Capacity Assessment (SCA) is carried out per district. Macro SCA is conducted to identify all the public sector primary schools and of private schools (if needed) in the WeT districts. A comprehensive assessment is then needed to determine the capacity of all public sector primary schools and of private schools (if needed) to identify which among these will be the WeT priority schools that will be recommended for new admissions. A Micro SCA is carried out to identify the priority schools with the capacity to accommodate more children in terms of the student- teacher ratio, availability of space in the classrooms, availability of latrines and other infrastructural facilities. 
Social Mobilization
BISP has established beneficiary committees (BBCs) throughout the country in WeT districts to facilitate uneducated beneficiaries at their doorsteps and help them play a pro-active role in the society. The members of these committees raise awareness among women in availing BISP facilities. The main focus of BBCs is to replicate internationally successful women empowerment programs in Pakistan. It targets women through establishing women leaders and women communities for social mobilization and creating awareness among its beneficiaries. BISP also collaborates with other organizations already involved women empowerment. Through this coordination, financial and educational support to women is initiated. 
The registration process is executed in the WeT districts after the completion of the SCA of public sector primary schools and private schools (if needed). The registration process identifies the WeT potential families among the active BISP beneficiary households. BISP establishes registration centers at convenient locations for this purpose.
Admission and Attendance Compliance
WeT transfers are conditional on the beneficiary families complying with the attendance conditions attached to the program. The objective of the CoM is to observe WeT children’s co-responsibility compliance for entitling their respective WeT families to receive cash benefits. However, in the event of non-compliance, cash transfer are stopped. Following are the basic objectives of the admission and attendance compliance:
•    Identify the beneficiary children who have complied with the defined co-responsibilities  with respect to admission and attendance, and entitle them for cash transfers;
•    Identify the WeT beneficiary children who have not complied with the co- responsibilities, trigger alerts in such cases, and apply the consequences of non- compliance accordingly;
•    Suspend the beneficiary children from the program who have not complied with the attendance co-responsibility for three consecutive compliance quarters.
Case Management
This component aims at receiving and processing updates of beneficiary information and grievances in order to improve service provision, to detect potential flaws in enrolment, compliance and transfer processes, and to resolve transfer claims. The case management software was updated on the basis of lessons learnt in the initial test phase districts.
Payment Transfer
Two types of funds are transferred to the beneficiaries: first a one-time transfer on admission compliance; and second recurring quarterly payment on 70% attendance compliance for subsequent quarters till completion of primary education.  Since the inception of the program to date, total disbursements of PKR 10.08 million have been made.



WeT program was initially tested in five districts, and was later scaled up to an additional 27 districts in 2015 and to 18 districts in 2018. Currently, there are 50 districts that have WeT. Plans are in place to increase the implementation districts to 100 by XXX. The aggregate ratio of female to male students currently enrolled in WeT across the country is approximately 48 to 52.
Table: Province-wise List of Districts of WeT Programme


WeT has made substantial progress in achieving its targets. Following are the major program achievements:
•    Primary school enrollment of 3.2 million children in 50 districts
•    Supply capacity assessment of 88,000 public and private schools in 50 districts
•    Constitution of 91,000 beneficiaries committees for the purpose of social mobilization
•    Disbursement of PKR 10.08 billion at the rate of PKR 750 per child per quarter
•    Received grant of USD 50 million from DFID on achieving the targets of enrollment and attendance
•    Received USD 70 million from World Bank on achieving the targets of enrollment and attendance